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JCSM Shareware Collection 1996 September
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JCSM Shareware Collection (JCS Distribution) (September 1996).ISO
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README
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1995-03-07
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THE ANNUITY ACE (C) 1993-95
Version 1.03, March 7, 1995
Suggested BBS name, this version: ACE103.ZIP
A shareware software package from Insight Software Solutions
Mailing Address: P.O. Box 354, Bountiful, UT 84011-0354
Phone: (801) 295-1890 Fax: (801) 299-1781
BBS: (801) 963-8721 CIS: [71672,3464]
Author: Michael D. Jones
════════════════════════════════════════════════════════════
To Start: A>ACE (then press <return/enter> key)
════════════════════════════════════════════════════════════
The Annuity Ace Lite - Program Overview
The Annuity Ace is a financial software program designed with ease and
flexibility in mind. It comes complete with a variety of financial tools
for calculating Deferred, Immediate and Split Annuities. It also contains
Calculators for solving for missing values. Each financial tool contains a
variety of options to allow maximum flexibility.
The Deferred Annuity tool allows variable deposit modes, deposits,
withdrawals, interest rates and compounding methods with or without loads.
Professional reports can be generated with varying detail. Special options
are available to illustrate the time value of compounding, the impact of
taxes on savings, the effect of loads, the effect of inflation, the effect
of obtaining higher interest rate, and the ability to illustrate what is
required to accumulate a target sum of money by a target age.
The Immediate Annuity tool allows variable payout modes and compounding
methods. Professional schedules are produced. A Split Annuity option
is available that produces both a professional schedule and chart.
Illustrations can be viewed on the screen or sent to a printer or a file.
The Annuity Ace is a menu driven program that also contains an on-line
manual and individual help for each input to allow the user to easily
navigate and understand the program. Information can be saved and
retrieved. The Annuity Ace provides several miscellaneous configuration
options for setting the program up to your individual liking.
The Annuity Ace Lite - Program Features
Deferred Annuities Immediate Annuities General Features
(Savings, CDs, IRAs) ─────────────────── ────────────────
───────────────────- Payout Methods On-line Manual
Deposit Modes Weekly Easy Menu Driven
Weekly, Bi-Weekly Help For Each Field
Bi-Weekly, Semi-Monthly Choose Own Colors
Semi-Monthly, Monthly Illustrations
Monthly, Quarterly View
Quarterly, Semi-Annual Print to Printer
Semi-Annual Annual Print to File
Annual Compound Methods
Variable Deposits, Daily (360 or 365)
Withdrawals & Monthly
Interest Rates Quarterly
Monthly Semi-Annual
Quarterly Annual
Semi-Annual Special Options
Annual Split Annuity
COLA
Compound Methods Other Features
Daily (360 or 365) ────────────────
Monthly Printing
Quarterly 6 or 8 lines per inch
Semi-Annual Top Margin Adjustment
Annual Left Margin Adjustment
Loads Auto Condensed Print
Initial Deposit Use IBM Graphic Char
Periodic Deposit Save & Retrieve
Report Detail Calculators
Monthly 4 function calculator
Quarterly Future/Present Value
Semi-Annual Amortization
Annual
Calendar or Fiscal
Whole Dollars or Cents
Cumulative or Not Cum.
18 Date Formats
Special Options
Tax Sheltered
Waiting Before Saving
No Load vs. Load
Inflation Adjusted
Accumulate to Age
Cost of Interest
The Annuity Ace Professional
The following is a list of features found in the "Professional" version of
the Annuity Ace which are not found in the "Lite" version.
* Contains the ability to add a client name to the illustration.
* Contains the ability to add an agent name to the illustration.
* Contains the ability to add 3 permanent header lines and 3 permanent
footer lines. These can be used for company name, address, phone
number or anything.
* Contains the ability to add additional footnotes to appear on all pages
or just on the last page of an illustration.
* Contains the ability to turn bolding on or off for illustration totals,
headers and footers.
* Contains an enhanced filing system where information can be saved for
each client.
* Contains the ability to set defaults for the illustration printing
options. These include the "Print Destination", "Illustration Detail",
"Yearly Basis", "Cumulative Values", "Cumulative Totals", "Dollar
Values", "Date Format" and "Sequence Column". Your preferred setting
of these options can be set and will be saved so that these options
are the default options every time that the program is run.
* Contains the ability to specify the location (DOS PATH) for the support
files which include the Printer Definition File, On-Line Manual and
Saved Client Information.
* Contains the ability to turn sound effects on or off.
* Contains the ability to bypass the opening logo screen when run.
* Contains the option to clear fields upon first keystroke in a field.
* Comes with a printed user's manual.
What is Shareware?
Shareware is a marketing concept in which copyrighted software products
are distributed by allowing and encouraging duplication of the program
for evaluation by interested parties. As a recipient of a shareware
program, you are granted the right to use the program for a short period
to determine if it meets your needs. The program developer receives
payment from the users after they have determined that the product meets
their needs. The motivation for making payment for a shareware program
is honest payment for a valuable tool, desire for support, updates,
enhancements and documentation, and to help encourage shareware authors
to produce additional quality programs.
Program Registration
The Annuity Ace can be registered with Insight Software Solutions with
a check, money order, VISA or MasterCard in the amount of $15.00 U.S.
for the "Lite" version or $25.00 U.S. for the "Professional" version plus
shipping and handling. Please refer to the address and phone numbers listed
above. Upon receipt, you will be sent the latest version of The Annuity
Ace. (The professional version includes a printed manual.) Once registered,
you will receive notification of major updates and new products.
Registration includes a 90 day support policy where free updates will be
provided for major problems. If a problem cannot be resolved, then a refund
of money will be made.
Program Support
Insight Software Solutions offers support through the mail, phone, fax
and BBS. Please refer to address and phone numbers above. Our official
support BBS is the Rocky Mountain Software BBS (RMS). RMS can be reached
24 hours a day at (801) 963-8721 where a conference dedicated to us can
be found. Our latest software products and versions, bulletins, news and
message system are located on RMS. RMS accepts modem baud rates of 1200
to 57600.